Independent agency housed at the Federal Reserve.

http://www.consumerfinance.gov/

The United States Consumer Financial Protection Bureau (CFPB) is the federal agency that holds primary responsibility for regulating consumer protection in financial services in the United States. It was founded as a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Congress established the CFPB to protect consumers by carrying out Federal consumer financial laws. Among other things, the CFPB: conducts rule-making, supervision, and enforcement for Federal consumer financial protection laws; restricts unfair, deceptive, or abusive acts or practices; takes consumer complaints; promotes financial education; researches consumer behavior; monitors financial markets for new risks to consumers; and enforces laws that outlaw discrimination and other unfair treatment in consumer finance.

CFPB on Facebook

Banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors and other financial companies operating in the US.

http://en.wikipedia.org/wiki/United_States_Consumer_Financial_Protection_Bureau